Consider how you act when your wallet is full versus when it is empty. When you are employed versus when you are not.
Little things matter when you don't have money. Costs matter. You pay attention to risk. You worry about threats. You are thinking about the future.
When you are flush with cash you are thinking about how good things are. Risk identification seems like hard work. You spend money on $4.00 coffee and $20 lunches.
Consider this in the larger scale. You are in a company with declining revenues, or spiraling costs. What is the mindset in the company? What is driving decision making?